The Natale Team

"Buy Vegas From Someone Who Knows Vegas!"

GETTING PRE-APPROVED

Most Real Estate agents and Lenders recommend that home buyers get pre-approved with a lender before selecting a home to purchase. The choice of a lender is a very personal decision. Your real estate professional has access to many lenders offering a variety of loan programs to suit your particular needs.


REASONS TO GET PRE-APPROVED....
With pre-approval, you can determine which loan program best fits your need and which programs you qualify for.
 
You will know exactly how much you are approved for. It's no fun to find your "ideal home" and then find out you can't afford it.
 
Your monthly payment can be set. This will allow you to budget your money before making this large investment.

It shows you what the likely or approximate down payment and closing costs will be.

If you are a first-time buyer, you may be able to qualify for a special first-time buyer program which may allow you to afford more home for your money.

If you feel you would like and can afford a higher mortgage payment but are not able to meet qualifications, co-mortgagor financing may be made available to you.

Improves your negotiating position with the seller.

Saves time once you’ve selected a home. The loan process is already under way.


 

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